IGVhope re-engineers the process, so more people can move into a brand-new home now and own it later.
For decades, the traditional path to home ownership has been the same: save more, wait longer, hope prices don't rise.
Three simple steps. One clear path to ownership.
You move in from day one to a newly built home, with no deposit or down payment needed to enter the program. The price you will pay is written into your Purchase Agreement, registered on your home's title, and protected by law, set at current market value from Day One and protected throughout. It cannot change, no matter what the market does.
You pay a set monthly amount to live in your home, called occupancy contributions, with agreed annual increases capped in your Purchase Agreement, so you always know what is coming. Your home is professionally managed throughout, and while you live there we help you get ready for your mortgage, through annual check-ins with your IGVhope navigator, lending partners who help build your credit profile and savings, and the IGVhope Pathway Academy for financial readiness coaching and community.
The value of the home may change, but your price will not. You take out a mortgage at the agreed purchase price set on Day One, and any change in the home's value over that decade is yours. Ten years of on-time payments builds a track record that mortgage lenders value, and your navigator and mortgage broker support you through the transition. Once complete, title transfers to you. You are the owner.
IGVhope was designed for people who:
If that sounds like you, we'd love to show you what's possible.
Take 2 minutes to check your eligibility and see what's possible.
IGVhope is designed for commitment. It is also designed for the reality that life does not always go to plan.
Your agreed purchase price is written into your Purchase Agreement and registered on your home's title on Day One. No one can change it without your agreement.
Annual increases to your occupancy contributions are capped and agreed when you enter the program. You can plan your budget across the full ten-year pathway with certainty.
The program is designed with support measures for income disruption. If your circumstances change, the team can walk you through what is available and work with you on next steps.
Everything is in writing from day one: your rights, your agreed purchase price, and the path ahead. Plain documents you can read and understand. Nothing hidden. Nothing unclear.